New to the community? According to a BDO customer support agent, Mastercard has added more security layers in its platform restricting several apps, like GCash, from transacting with your bank account in order to minimize fraudulent activities. Unless you have overdraft protection, most banks will not allow you to make a purchase or withdrawal that goes beyond your available balance. BDO Debit Card declined. My card is always declined when purchasing apps on the Google Play Store. Why is my debit card declined when I have money? There are several reasons a debit card can be declined at the pump while trying to get gas. Oct. 18, 2011 – I was in Stockton, California trying to purchase something in Costco and the debit transaction using my BDO ATM card was declined. In this post, we'll be discussing … Answered: Why Is My Debit Card Being Declined? By browsing this website, you consent to the use of cookies. Having your credit card declined is always a possibility. Been using BDO via Paypal fo more than a year now. Im confused. While it may be very embarrassing when it happens in-store, it's good to know that bank declined transactions are common. They advised me to contact Paypal - but there's no customer service agent. u/EngrMoo. Based on the article, you have to call their domestic toll-free number 1 800 10 6318000 to WHITELIST the apps. In most cases, online payments are quick and convenient, but it can be frustrating when your card gets declined, and you don’t know why. i have the amount of money i need to purchase the items on my card so i dont get why it isnt working. My BDO debit card has been declined - but I can see transactions recorded in my BDO online transaction, amount was credited and was immediately debited. Common reasons why your credit or debit card payment may fail include: Card information entered incorrectly Double-check that your card details are correct and that you’ve used the right postal or zip code on your billing address. Why? 1. Although sometimes, your card might be declined for no reason but however On this article; you’ll get to discover why and the solutions. These are many reasons why your debit card got declined, we’ll get into all of them. Airbnb generally isn't notified of the specific reason. Just wanna ask if the Visa debit card is valid to be used in PayPal. Airbnb generally isn't notified of the specific reason. Even if you've got money in the bank you might still have your debit card declined. Learned it the hard way. Verify you have provided correct information and contact your bank if problems persist. My Credit/Debit Card keeps getting declined. Archived. Chinabank. New comments cannot be posted and votes cannot be cast, More posts from the Philippines community. My card is always declined when purchasing apps on the Google Play Store. If you are sure you've entered the information correctly, please call the card company to find out what they have on file. Debit and credit cards no doubt provide convenient ways of making purchases at any point of sale. I decided to go with my debit card and popped in my details. As with the above, if a credit card issuer suddenly sees a card used for an attempted purchase that has not been used in a long time, they may well flag it up and put the purchase on hold. Still not possible. Check the available balance of the account your card is linked to. 'Di ko lang alam kung permanent ito or not. Having this issue now too. It then asks you to update your billing information. Your BDO Kabayan ATM Debit Card can be used to withdraw money abroad as long as: it has a Mastercard or Visa logo it is active (you have successfully changed your PIN at a BDO ATM in the Philippines) it has sufficient balance. If your debit card hasn't expired but it isn't working, there's a bunch or reasons why it might be declining. The best why is my debit card declined we examined is Mango, which made the Gold Award due to the fact that it uses the greatest cost savings account and a range of methods for you to fill cash onto the card. BPI has an extensive network of ATMs. When I go to BDO app, I can't log in too *it says error code  10*. Rhea (08 March 2017 9:32 AM) I'm in Hong Kong right now. Posted by 1 year ago. Just want to ask if bdo atm debit card can use in other country in depositing a money.but my atm debit card has no logo of visa...ty Swedenlars (29 October 2013 4:34 PM) [ Entry ] We find your website very useful when it comes to questions concerning the Philippines. You can also pay bills, shop, gas up, do your groceries, book a flight or hotel room, and more.To learn more about what you can do with your BDO EMV debit card, contact us today. We have written this article to help you identify the most common reasons as to why debit and credit card payments fail and what you can do to resolve this issue. Square is supposed to take debit cards so why are my debit card payments from customers declined? Why is my credit card getting declined? a credit card and a debit card. Oct. 18, 2011 – I was in Stockton, California trying to purchase something in Costco and the debit transaction using my BDO ATM card was declined. Since July 2016 I am no longer able to do so. Use paymaya for online shopping. These are many reasons why your debit card got declined, we’ll get into all of them. Help. Reasons Why Your Card Declined . While it may be very embarrassing when it happens in-store, it's good to know that bank declined transactions are common. I think their services are effed up since the security upgrade. Credit cards, prepaid and/or reloadable cards (including the GCash MasterCard) cannot be enrolled in the GCash App. Especially for Google Play. Why not? why is this ? After that(post November) I noticed no transactions working. I have the new emv debit atm card. ADVERTISEMENT . This transaction has been declined." I don't recommend using bdo debit card or any debit card for online transactions. Credit/Debit Card Issues If you are having issues with your credit/debit card, please try the following: Make sure you are entering all of your card details correctly into the fields; As Lydia Dotres suggests it is likely that the computer and clearance details (CVV) does not match the PIN in line with your location. Still waiting for the confirmation SMS on the whitelisting though. My initial reaction was PayPal would be easier as I wouldn’t have to get my debit card out and enter all the information. Common issues. Close. You may have exceeded your credit card limit. Why is my debit card declined when I have money? Having a debit card declined can be puzzling, but there are a number of reasons why a debit card may be declined. It was different. In some cases, information, like zip code, may not be the same as provided to your bank. r/Philippines • Posted by. Can i use my BDO ATM Debit card with Mastecard logo for booking flight tickets … Simula ‘to nung upgrade nila ng holy week. If they can’t fix the problem you could use paymaya to transact online. I don't recommend using bdo debit card or any debit card for online transactions. You don’t have enough funds. Why is my debit card declined? You’ve inadvertently exceeded the limit on your card. We’ve compiled a list of the 9 top reasons your debit card could be declined, and how you can avoid this uncomfortable situation in the future. My card is always declined when purchasing apps on the Google Play Store. Is it still valid? There are several causes of a declined ATM debit card by the machine. The payment is larger than the maximum transaction allowed for your account. We’ve compiled a list of the 9 top reasons your debit card could be declined, and how you can avoid this uncomfortable situation in the future. Or I guess BDO is and will always be useless. My visa debit card was working fine with paypal till November 2018 . This is dumb. A duplicate transaction has been submitted." It says card declined ? Updated March 17, 2018 Yes, you can use your BDO Kabayan ATM Debit Card with a MasterCard or Visa logo to withdraw money from ATMs outside the Philippines. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. Banking. If you do not keep consistent track of your spending, you may run out of cash and not be aware of it. BDO Debit Card declined. Chinabank ATM card holders can always report if they are … Or if you really insist to use your debit card, definitely follow /u/pilosopotacio advice. Now, I have already withdrew the money to my bdo "bank account" I linked (I have an ATM by the way) and the status is complete but there is a remark under the bank which says "checking xxbankaccount". why is this ? You will be directed to the menu containing all your enrolled BDO Debit Cards and their current status. To protect your privacy, your debit or credit card company or card issuer doesn't tell PayPal why your card was declined. Yeah I still have a sufficient balance. The charge is larger than what you usually would put on your card. A pre-paid or reloadable debit card is a choice for you if you would like to manage your costs and handle your financial resources. You’ve inadvertently exceeded the limit on your card. I've been searching for technical solution but I didn't find any. The most common reason your debit card is declining or not working for purchases in stores and online is that it's expired. I called BDO to confirm why it's still not working even if I've already had my account whitelisted, and the customer rep told me I need to coordinate this with GCash because everything is fine on their end, at least concerning my … Even if you make all your payments on time and keep your credit card in good standing, you don't know what's happening on the credit card issuer's end. So, much to Naomi’s dissatisfaction, I clicked away and started reading the news on the BBC. The card issuer sees a charge that doesn’t fit your normal spending patterns and blocks the transaction to protect you. In my business the cards are always entered manually and never swiped. ... to buy online , but rejected . You must have a … The App Store, and iTunes, for no apparent reason will stop accepting your Debit or Credit card. Some credit and debit cards have a daily monetary limit, you may have exceeded it. One of the most common reasons for declining a debit card is that the card has expired. If your card has been declined and you’re completely stumped as to why, get in touch with your credit card company — there’s a good chance they’re trying to protect you from a scam. Depending on your financial institution and its rules and regulations, there are many reasons your card may be declined that are associated with your balance. Carl (13 July 2017 10:09 AM) Bakit yun ATM Debit Card ko walang VISA or MASTERCARD sa lower right. I doubt because i went and checked whther if was something to do with my address. Via BDO Online Banking: 1. They have no idea too. I recheck to buy online , but rejected . Card declined. Is it possible that my card is being denied because I registered it with another email address previously and unfortunately i had to close that yahoo email address because it was infiltrated? Me too, I cannot link my card. I clicked through to the final confirmation screen but something put me off. It has been two days now. You can easily withdraw and transfer money using them. When you make a purchase with your credit or debit card or you attempt to withdraw money from an ATM, you may find your card has been declined. Mukhang ito nga. 5 months ago. Welcome! Probably understanding how the transaction is being processed may help us . It says card declined ? 2. If so how do I delete that account first in order to register my card on my new email address? I was able to link the card and use it for 3 months until last month where PayPal refuse to process my orders due to funding issues. Problem could be their system as the other comments suggested. The Card is the property of BDO and BDO may at anytime, without prior notice and without the need to give any reason therefore, terminate the use of, cancel, repossess or decline to issue, renew or replace the Card. 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